Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Equipment loans carry just a 9% denial rate, the lowest of any loan category, because the asset itself backstops the deal, making no credit check approvals structurally viable. "No…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Medical equipment financing spreads costs of $50,000 to $500,000+ over terms of 12 to 84 months, with interest rates of 5% to 15% for well-qualified borrowers and $0 down available…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Used equipment financing rates range from 7%–20% in 2026; your credit score, loan amount, and the equipment's age all determine where you land in that range. Most lenders apply an "age…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Outfitting a laundromat from scratch costs $200,000–$500,000, making equipment financing the default path for most of the 29,500 laundromat locations operating across the U.S. Six…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways A full commercial lawn care setup, mowers, trailers, trimmers, blowers, can cost $80,000 or more, making financing an operational necessity rather than a luxury for most businesses.…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Leasing means paying to use equipment the lender owns; financing means borrowing to own it outright from day one, and this single distinction affects your taxes, balance sheet, and cash…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Commercial kitchen equipment costs $40,000–$200,000 for most startups, making financing the only practical path to opening for the majority of restaurant operators. Equipment loans…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways 82% of businesses that acquired equipment in 2023 used some form of financing, making equipment loans and leases the norm, not the exception. Alternative and fintech lenders approve…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Outfitting a full commercial gym costs $50,000 to $500,000 upfront; financing spreads that burden across 24 to 84 months so you open without draining capital. Business owners with a…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Farm equipment costs are massive; new tractors run up to $400,000 and combines can exceed $1 million, making financing a necessity for the vast majority of the 1.88 million U.S. farms.…
