Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways 82% of U.S. businesses use some form of financing when acquiring equipment; spreading payments over 12 to 84 months while the equipment itself serves as collateral. Credit score…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Equipment financing rates range from 5% to 15% APR for established businesses with good credit. Medical and healthcare borrowers qualify for the lowest rates (4%–12%), while technology…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Key Takeaways Heavy equipment financing rates range from 0% (manufacturer promos) to 36% APR, your credit score, time in business, and lender type determine where you land. 82% of U.S. companies use…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Did you know that SBA loan approval rates reached 63.2% in {{custom_values.previous_year}}, with projections indicating even stronger approval rates heading into…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Are you among the 78% of small business owners who struggle to secure adequate financing for their ventures? Understanding SBA loan down payment requirements could be the key to…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Will {{custom_values.this_year}} be the year your business finally secures the funding it needs to thrive? With small business lending reaching over $1.2 trillion annually, the…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Did you know that nearly 40% of SBA loan applications get rejected in {{custom_values.this_year}}, leaving thousands of small business owners scrambling for alternative funding?…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction With consumer debt reaching a staggering $17.5 trillion in {{custom_values.this_year}}—a 12% increase from just two years ago—American households are drowning in credit card balances,…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Did you know that 97% of small business owners struggle to accurately estimate their loan payments before applying for SBA financing? Understanding how to calculate your payments can…
Denis Brandao
Founder & CEO @ Nanotom Capital and Nanotom Labs
Introduction Did you know that 67% of restaurant startups fail within the first year primarily due to inadequate funding and cash flow challenges? In {{custom_values.this_year}}'s competitive…
