Compare business loans, lines of credit, revenue-based financing, working capital and equipment finance side by side. Apply once, in minutes, and get a decision the same day — with approvals from $15,000 to $5,000,000.
Best for
Keeping funds on hand
Get the financial flexibility your business demands with BANKROLL's industry-leading revolving credit line. Access up to $1,500,000 in capital with the freedom to draw funds when you need them and pay down principal when cash flow allows.
Best for
Protecting cash flow while you ramp
Access up to $750,000 with the ultimate cash flow solution. Pay only interest for up to one full year while enjoying unlimited access to additional funds through your built-in line of credit.
Best for
Buying the asset the work depends on
Finance the machine, vehicle or system your business runs on and let it earn while you pay for it. The equipment secures the loan, so approvals lean on what you are buying rather than on the collateral you already own.
Best for
Covering payroll, inventory and invoice gaps
A lump sum up front with a fixed, predictable payoff — built for payroll, inventory and the gaps between invoicing and getting paid. Approval looks at how your business actually performs, not only at your credit file.
Answer a few questions about your business — it takes minutes — and an in-house loan advisor will call to talk through what you need.
Your advisor comes back with the options you actually qualify for, often the same day, and helps you weigh them side by side.
Sign your contract and the money can land as soon as the same day — yours to put to work at whatever pace the business needs.
If your question is not answered here, ask us directly — an advisor will work through it with you, and there is nothing to sign to have the conversation.
Ask a QuestionCapital your business applies for and receives through a digital lender rather than a bank branch. It covers structures like small business loans, lines of credit and revenue advances. The application, the document upload and the funding all happen online, which is why a decision comes back in hours rather than weeks.
You submit an online application, an in-house loan advisor reviews your business and talks through what you actually need, and a decision comes back — often the same day. Once you accept an offer and sign, funds can land as soon as that same day. Nanotom Capital looks at your revenue, your time in business and your cash flow rather than at a credit score alone.
Decisions often come back the same day once your documentation is in, and funds can land as soon as the day you sign. Timelines vary by program and by how quickly you can get documents to us.
Nanotom Capital works with businesses from a 551 personal FICO® score. A stronger score opens up more options, but credit is only one input — revenue consistency, time in business and overall cash flow all count, and some programs still work for businesses with less-than-perfect credit. Below 551, the DIY programs are built to get you back to approval-ready.
No. Applications are reviewed with a soft credit check, which does not affect your credit score. There is no cost to apply and no obligation to accept an offer.
Essentially any business purpose: payroll, inventory, equipment, renovations, marketing, expansion, or bridging the gap between invoicing and getting paid. Nanotom Capital does not restrict how you spread the capital across the business.
Nothing, to start. The first step is just a form — nothing to gather and nothing to upload, and it is enough for our team to review. Start the intake form. For a full application we will need proof of identity, your last three bank statements, and a signed merchant authorization.
